Poor Credit Rating

Articles about understanding bad credit and its impact on your finances. Topics include repairing credit damage, getting loans with poor ratings, and fixing report errors.

Access Your Credit Report for Just £2

Getting refused for credit is frustrating, but checking your credit report for £2 can show you exactly why and help you fix it.

Fixing Credit Report Mistakes

You can dispute errors on your credit report that might be holding back your score and damaging your chances with lenders.

Getting a Credit Card with Bad Credit

Bad credit makes borrowing harder, but you can still get a credit card by understanding your score and knowing which lenders to approach.

Getting a Loan with Poor Credit

You can still get a loan with poor credit if you take steps to improve your score and know where to look.

Have Credit Footprints Spoiled Your Credit Rating?

Multiple credit applications are leaving marks on your file that could damage your chances of getting approved.

How to Fix Bad Credit

Check your credit report for errors and dispute inaccuracies that may be damaging your ability to get approved for credit.

Is the Banking Crisis Unfairly Damaging Your Credit Rating?

Banks are tightening credit checks after the financial crisis, making it harder to get approved for mortgages and loans even with a good credit history.

Is Your Lifestyle Damaging Your Credit Rating?

Your spending habits and where you shop could hurt your credit score without you realizing it.

Stop Your Debt from Becoming 'Bad Credit'

Missing payments can wreck your credit score, but you can stop it by prioritising your debts and borrowing carefully.

Taking Steps to Learn How You Got 'Bad Credit'

Bad credit usually comes from missed payments or poor borrowing history that lenders check when you apply for loans.

What Does Bad Credit Mean?

Bad credit means lenders see you as high-risk, leading to higher interest rates and rejected applications based on your payment history.

Why You Need to Repair Bad Credit

Bad credit can hurt your chances of getting approved for loans, mortgages, and even store cards you need.