Case Studies

Explore real-life examples of people rebuilding their credit ratings, the steps they took, and practical lessons for improving your own financial profile.

Applying for a Credit Search: A Case Study

See how Catherine checked her credit report before applying for a mortgage and what she found along the way.

Falling Victim to Identity Fraud: A Case Study

How one woman discovered her identity had been stolen and what she did to fight back.

How to Improve Your Credit Rating: Case Study

See how a newly separated mum improved her credit rating after missed payments and a fresh start.

I Was Chased for Friend's Debt: A Case Study

How a friend's unpaid bill ended up on Jill's credit report and damaged her loan prospects.

Mistakes on a Credit Report: A Case Study

Tim's mortgage application stalled when a phone company's billing error tanked his credit score, showing how easy mistakes slip onto your report.

Trapped by Poor Credit Rating: A Case Study

How a poor credit rating stopped a couple from refinancing their mortgage and escaping debt.