Case Studies

Real examples of people dealing with credit rating problems and their outcomes. Stories include identity fraud, report errors, debt issues, and rating improvement journeys.

Applying for a Credit Search: A Case Study

See how Catherine checked her credit report before applying for a mortgage and why you should too.

Falling Victim to Identity Fraud: A Case Study

See how identity fraud happened to Clare and what steps she took to reclaim her identity.

How to Improve Your Credit Rating: Case Study

See how a newly divorced mum improved her credit score after missed payments and financial upheaval.

I Was Chased for Friend's Debt: A Case Study

How a shared utility bill from university nearly destroyed one woman's credit rating and loan prospects.

Mistakes on a Credit Report: A Case Study

Tim's mortgage application stalled when a phone company's billing error tanked his credit score, showing how easy mistakes slip onto your report.

Trapped by Poor Credit Rating: A Case Study

How a poor credit rating prevented a couple from refinancing their mortgage and escaping debt.