Advice
Adverse Credit or Bad Credit Explained
Adverse credit is simply another term that lenders use to describe 'bad credit'. Being classed as having adverse credit can hold serious implications for you...
Credit Score Myths
Personal debt in the UK has reached record levels, making borrowing a part of everyday life for many households. That’s why understanding your credit ratin...
Dealing With Debt
Have you found your debts slipping out of your control recently? Don't panic, follow this simple guide to dealing with debt and you will limit the effect it...
Debt Company Warning for Confused Consumers
British consumers are being confused and misled by debt consolidation companies, according to a recent report published by the Office of Fair Trading (OFT)....
Experian and Equifax Explained
There are two main credit reference agencies in the UK Experian and Equifax. These agencies hold information such as, details of unpaid bills, county court j...
How to React to a Random Credit Card Rate Rise
It is becoming an increasingly common practice from credit card companies, hitching up the interest rate on your credit card, seemingly at random, and at sho...
Internet Finances: Protecting Your Identity
More and more people are turning to the internet to do their banking, shopping or purchasing of financial products, such as insurance. However, in doing this...
Preventing Your Credit Rating from Being Unfairly Punished
Growing numbers of people are having requests for credit turned down because their credit score is too low. Equifax, one of the country’s largest credit re...
Secured Loans Explained
In order to take out a secured loan, you have to be able to provide the lender with some form of security, and in this case that security is property. It doe...
Tax Breaks for Small Firms
If you have a small business, you could be missing out on thousands of pounds in tax relief. There are many tax breaks that new entrepreneurs aren't always a...
Tips and Advice on Getting Your Finances Into Order
Have you found your debts slipping out of your control recently? Don't panic, follow this simple guide to sorting out your finances and you will limit the ef...
Unsecured Loans Explained
Unsecured loans, sometimes referred to as ‘personal loans’, are often the preferred option to people who need to borrow smaller sums of money and who wis...
What is a County Court Judgment?
There are two main credit reference agencies in the UK Experian and Equifax. These agencies hold information such as, details of unpaid bills, county court j...
Will Switching Current Accounts Damage My Credit Rating?
UK consumers have grown increasingly accustomed to switching their allegiance in recent years. Most people will have changed their electricity and gas suppli...