The Basics...
Below are our articles on the subject of The Basics. If you can't see what you are looking for our other categories are displayed on the left under 'Our Quick Links'...
Checking Your Credit Rating Before Applying For Finance
If you are thinking of applying for a credit card, loan, mortgage, or even mobile phone contract, checking your credit report should be at the top...
Hidden Credit Card Charges Revealed
Using credit cards for big purchases can be convenient and safe, especially if you need a refund or if something goes wrong with your purchase. Increasingly,...
How does a Credit Check Work?
If you have a credit card, loan, mortgage or even mobile phone contract, your credit history would have undergone a credit check. When you put an application forward...
How does a Credit Rating Work?
Applying for any form of credit may seem like an easy task from the outset, but in reality it can be very difficult and you could be refused as a result of your credit...
Taming Your Credit Card Debt
Are you finding that your credit card debt is running out of control? Borrowing on credit cards usually seems a good idea at first, allowing you to make purchases...
The Most Common Credit Rating Mistakes
Everyone makes mistakes from time to time, but if you do something that will negatively impact your credit report the mistakes could cause...
Understanding Credit Counselling
If you have a poor credit history but you want to do something about it then credit counselling may help. But what exactly is credit counselling, and more i...
What Does Your Credit Rating Affect?
If you are in the process of applying for any form of credit, whether it be a personal loan, mortgage, credit or store card, then you should be aware of your credit...
What is a Credit Rating?
Before you apply for a loan, mortgage or credit card, or even attempt to buy a contract mobile phone, it is worth investigating your credit score. Credit scores...
What is a Credit Reference Agency?
At a time when applying for credit is a common occurrence, it is important that we know what credit reference agencies are, the information they hold and how it is...
Why Do You Have a Credit Rating?
Credit reports play a very important part in our everyday finances, especially now that most of us live by using credit rather than cash.
The average Brit has up...
Your Credit Rating Explained
Personal debt in the UK has hit an all-time high, which means that we depend on the ability to borrow to get through day-to-day life. This is why it is important to...
