The Basics

If you are thinking of applying for a credit card, loan, mortgage, or even mobile phone contract, checking your credit report should be at the top of your list of things to do.

When you ...

If you have a credit card, loan, mortgage or even mobile phone contract, your credit history would have undergone a credit check.

When you put an application forward for any type of credit, the ...

Applying for any form of credit may seem like an easy task from the outset, but in reality it can be very difficult and you could be refused as a result of your credit rating

It doesn't ...

If you are in the process of applying for any form of credit, whether it be a personal loan, mortgage, credit or store card, then you should be aware of your credit rating and what it ...

Before you apply for a loan, mortgage or credit card, or even attempt to buy a contract mobile phone, it is worth investigating your credit score.

Credit scores explained The information held ...

At a time when applying for credit is a common occurrence, it is important that we know what credit reference agencies are, the information they hold and how it is used.

Credit Reference ...

Credit reports play a very important part in our everyday finances, especially now that most of us live by using credit rather than cash.

The average Brit has up to five credit cards and at ...

Personal debt in the UK has hit an all-time high, which means that we depend on the ability to borrow to get through day-to-day life.

This is why it is important to understand what a credit ...