Poor Credit Rating

The information held on your credit report and whatever information you may provide on an application for credit, is what is used by lenders to used to calculate your credit score. This score is ...

Personal debt in the UK has hit an all-time high, which means that we depend on the ability to borrow to get through day-to-day life.

This is why it is important to understand what a credit ...

If you have a poor credit history, you will probably find it very hard to get a personal loan.Your credit report is made up of your financial history, dating right back to the day you opened your ...

If you can’t think of a reason why you have been refused credit, your first task should be to check your credit report. There are three major credit reference agencies in the UK – Experian, Equifax ...

Being classed as having bad credit can hold serious implications for you financial future. You run the risk of being turned down for a loan, mortgage, credit cards or even a mobile phone ...

Your credit report is, effectively, your gateway to lower interest rates and better product deals, so it is important that you understand why you might be referred to as having 'bad credit'.

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Your credit report is, effectively, your gateway to lower interest rates and better product deals, so it is important that you understand why you might be referred to as having 'bad credit'.

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If you are in the process of applying for any form of credit, whether it be a personal loan, mortgage, credit or store card, then you should be aware of your credit rating and what it affects.

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