Poor Credit Rating

The information held on your credit report and whatever information you may provide on an application for credit, is what is used by lenders to used...

Personal debt in the UK has hit an all-time high, which means that we depend on the ability to borrow to get through day-to-day life.This is why it...

If you have a poor credit history, you will probably find it very hard to get a personal loan.Your credit report is made up of your financial...

If you can’t think of a reason why you have been refused credit, your first task should be to check your credit report. There are three major credit...

If you are looking to obtain a mortgage, personal loan or credit card, you may find that your credit rating is not as perfect as it used to be....

Did you know that credit card companies could be monitoring your spending, and may reduce your credit card limit depending on where you shop? This...

Being classed as having bad credit can hold serious implications for you financial future. You run the risk of being turned down for a loan,...

Your credit report is, effectively, your gateway to lower interest rates and better product deals, so it is important that you understand why you...

Your credit report is, effectively, your gateway to lower interest rates and better product deals, so it is important that you understand why you...

If you are in the process of applying for any form of credit, whether it be a personal loan, mortgage, credit or store card, then you should be aware...